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OUR FINANCING OPTIONS

At Universal Dental Center, we believe everyone deserves access to high-quality dental care without financial stress. Whether you’re visiting us for routine care, restorative treatments, or advanced procedures like dental implants, our team will work with you to find a payment option that fits your budget.

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(201) 461-0003

What Is CareCredit®?

CareCredit® is a trusted health and wellness credit card designed to make paying for your treatments simple and stress-free. Accepted by more than 250,000 providers across the United States, CareCredit® offers a quick online approval process along with flexible financing plans to fit your budget. Explore their options online, check your eligibility, and start getting the care you need today.

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What Is Sunbit?

Sunbit financing is a simple, secure payment plan that allows dental patients to spread the cost of their treatments over multiple installments. With Sunbit, you can finance any treatment over 6 months or 12 months and make payments as low as $50/month. The process is simple and fast – no credit check is required and you’ll be approved in minutes. Sunbit also offers a 0% APR promotional period so you can get the care you need now and pay over time. With Sunbit, you can finally take control of your dental health as well as your finances. Say goodbye to costly out-of-pocket expenses and hello to a healthier smile. Get started with Sunbit!

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What Is lendingclub?

LendingClub is a company that offers personal loans to customers to help them pay down debt, manage unexpected expenses, attain goals, or whatever else life has in store. You can explore their offerings and see what you may qualify for with no impact to your credit score. Then you can select your loan terms and monthly payment, get approval, and see cash in your account within one business day. Lean more by visiting LendingClub online.

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What Is alphaeon credit?

Alphaeon Credit is a financing program designed specifically to help patients afford treatment and procedures at participating dental practices. Alphaeon Credit provides patients with a variety of payment plans, allowing them to spread the cost of their treatments over several months or even years. This makes it easier for those without insurance or other financial options to receive the care they need. With competitive interest rates and an easy-to-use online application process, Alphaeon Credit provides a simple solution to the high costs of dental care. Through this program, patients can get the care they need without having to worry about their financial situation. No matter how big or small the procedure or treatment may be, Alphaeon Credit has a plan designed to meet the needs of each patient. For more information or to apply for Alphaeon Credit, click the button to the right!

alphaeon credit
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FREQUENTLY ASKED QUESTIONS

1. What types of payment plans are available for dental procedures?

Universal Dental Center offers flexible payment options to accommodate your financial needs. While specific details are not provided on the website, it’s common for dental practices to offer monthly installment plans, financing through third-party providers like CareCredit® or LendingClub®, and possibly in-house payment arrangements. We recommend contacting the office directly to discuss the best plan for your situation.

Yes, Universal Dental Center accepts most dental insurance plans. They work with a variety of providers to help maximize your benefits. It’s advisable to contact the office to verify if your specific insurance plan is accepted and to understand the coverage details.

If you’re concerned about the cost of dental care, speak with the staff at Universal Dental Center. They are committed to providing affordable care and may offer payment plans or assist in finding financing options that fit your budget. Additionally, they can help you explore insurance benefits or potential discounts.

While specific financial assistance programs are not detailed on the website, Universal Dental Center is dedicated to making dental care accessible. They may offer sliding scale fees, payment plans, or connect you with local resources. It’s best to contact the office directly to inquire about available programs and determine eligibility.

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About

Universal Dental Center

At Universal Dental Center, we believe your smile is more than just teeth- it’s a reflection of your health, confidence, and well-being. With convenient locations in Fort Lee and Bergenfield, NJ, our experienced team is dedicated to providing comprehensive dental care for patients of all ages. From routine preventive care to advanced dental implants and cosmetic treatments, we combine expertise, technology, and a personal touch to achieve results that last.

Our focus is on creating comfortable, stress-free dental experiences. We take the time to understand your goals, explain all your options, and design a treatment plan tailored to your unique needs. Whether it’s restoring missing teeth, enhancing your smille, or maintaining long-term oral health, we’re here to guide you every step of the way.

Read Our Reviews

Curious about what our patients say about Universal Dental Center? Check out our reviews and see why so many trust us for their dental care. From routine checkups and cleanings to advanced procedures, our team is dedicated to keeping your smile healthy and bright. Schedule an appointment with our expert dentists today to discuss your dental needs! We look forward to helping you achieve the smile you deserve.

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Great people here. Excellent service. I had zero problems with my doctor, he did an outstanding job. I didn’t even feel any pain. Very affordable and the work with your budget.

Anthony Romero

From the office Office Staff to the Dr's. They are absolutely wonderful, courteous, professional. I'm personally terrified of the Dentist, the Dr's take the time to explain step by step what they going to do and make it less stressful for the frighten patient like me! 😬 I would recommend this Dental Establishment to Everyone I know who needs Dental work. THEY ARE TRULY AWESOME 👌 😁

Edi Roa

Took me right away for an initial consultation. Very pleased. Work hasn't started but I am confident they will help me with my need for an implant.

Ellen Bernardeau

WHAT SETS US APART

At Universal Dental Center

At Universal Dental Center, we provide exceptional dental care in Fort Lee and Bergenfield, NJ. Our experienced team delivers precise, long-lasting results for dental implants, cosmetic dentistry, and comprehensive adult care –all with a personal, patient-focused approach.

With two convenient locations, bilingual staff speaking ten languages, and emergency services available, we make your dental experience easy and stress-free. Since 1993, we’ve performed over 10,000 implants and offer free consultations to help you explore the best options for your smile.

  • Expert team in dental implants, cosmetic, and restorative dentistry
  • Bilingual staff speaking 10 languages
  • Two convenient locations in Fort Lee & Bergenfield NJ
  • Emergency services available
  • Free consultations for all new patients
  • Comprehensive dental services for adults
  • State-of-the-art technology for precise, comfortable care